During all periods of use, persons using facilities by permit shall obtain and maintain public liability insurance acceptable to the City and/or other insurance necessary to protect the public and the City on premises to be used, with limits of liability not less than: a minimum of $1,000,000 per occurrence and $2,000,000 aggregate. The City reserves the right to require higher limits if it deems there is an increased liability exposure.

The City shall be named as an additional insured in connection with any such insurance policy, unless waived in writing by the City. The City shall be provided with a certificate of insurance, or, upon written request of the City, a duplicate of the policy, as evidence of the insurance protection provided. This insurance shall not be canceled or reduced without prior written notice to the City at least 30 days in advance of the cancellation, with this provision being included in the insurance policy.

It is provided, however, that in the case of permits for use of park facilities by recognized nonprofit organizations, or by small, neighborhood or family groups, depending on the type and nature of the use, the extent to which park facilities are to be used, the amount of time the facilities are to be used and the number of persons involved in the use, and the level of liability exposure involved in the use, the City Manager or designee may waive some or all of the insurance requirements hereof, and/or may require lesser limits of liability than the amounts identified hereinabove this section. [Ord. 509 § 2, 2010; Ord. 242 § 1, 2000; Ord. 126 § 1, 1997.]